Cities › Florida

Cost of Living in Ocala, FL

Population 66,584 · Census ACS 2020–2024 5-year estimates

Median rent$1,359
Median home value$241,400
Median household income$56,376

The median rent in Ocala, FL is $1,359/month, 19% lower than the Florida median and 4% lower than the U.S. median. The median home value is $241,400, 27% lower than the national median. Households earn a median of $56,376 a year, 24% lower than the state median.

Affordability

Rent as a share of median income: 28.9%
Income needed for median rent (30% rule): $54,360/yr
Home price-to-income ratio: 4.3×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,221/mo

Run your own numbers: mortgage calculator · hourly to salary

Ocala vs. Florida vs. U.S.

OcalaFloridaU.S.
Median rent$1,359$1,669$1,413
Median home value$241,400$359,000$332,700
Median household income$56,376$74,568$80,734
Homeownership rate52.1%67.6%65.2%
Bachelor's degree or higher31.2%34.1%35.7%
Poverty rate21.1%12.6%12.5%
Unemployment rate5.9%4.8%5.2%
Work from home11.8%15.7%15.1%
Median age39.242.638.9

FAQ

What is the average rent in Ocala, FL?

The median gross rent in Ocala, FL is $1,359 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Ocala, FL?

Using the common 30% rule, renting a median-priced home takes about $54,360 a year in gross income.

Is Ocala, FL expensive to live in?

Rent there is 4% lower than the U.S. median, and the median home costs about 4.3 times the median household income.

Other cities in Florida

Jacksonville, FLRent $1,465 · Income $69,872Miami, FLRent $1,758 · Income $62,462Tampa, FLRent $1,701 · Income $75,475Orlando, FLRent $1,747 · Income $72,336St. Petersburg, FLRent $1,663 · Income $75,192Port St. Lucie, FLRent $1,937 · Income $80,648

Cities with a similar cost of living

Bridgeton, NJRent $1,340 · Income $55,781Savannah, GARent $1,382 · Income $57,137Ellensburg, WARent $1,340 · Income $55,438Lindenwold, NJRent $1,323 · Income $55,954Dolton, ILRent $1,384 · Income $57,887Allentown, PARent $1,317 · Income $55,494

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.