Cities › Florida

Cost of Living in Palm Harbor, FL

Population 61,512 · Census ACS 2020–2024 5-year estimates

Median rent$1,806
Median home value$405,300
Median household income$78,935

The median rent in Palm Harbor, FL is $1,806/month, 8% higher than the Florida median and 28% higher than the U.S. median. The median home value is $405,300, 22% higher than the national median. Households earn a median of $78,935 a year, 6% higher than the state median.

Affordability

Rent as a share of median income: 27.5%
Income needed for median rent (30% rule): $72,240/yr
Home price-to-income ratio: 5.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,049/mo

Run your own numbers: mortgage calculator · hourly to salary

Palm Harbor vs. Florida vs. U.S.

Palm HarborFloridaU.S.
Median rent$1,806$1,669$1,413
Median home value$405,300$359,000$332,700
Median household income$78,935$74,568$80,734
Homeownership rate77.9%67.6%65.2%
Bachelor's degree or higher40.6%34.1%35.7%
Poverty rate10.3%12.6%12.5%
Unemployment rate3.3%4.8%5.2%
Work from home23.3%15.7%15.1%
Median age50.942.638.9

FAQ

What is the average rent in Palm Harbor, FL?

The median gross rent in Palm Harbor, FL is $1,806 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Palm Harbor, FL?

Using the common 30% rule, renting a median-priced home takes about $72,240 a year in gross income.

Is Palm Harbor, FL expensive to live in?

Rent there is 28% higher than the U.S. median, and the median home costs about 5.1 times the median household income.

Other cities in Florida

Jacksonville, FLRent $1,465 · Income $69,872Miami, FLRent $1,758 · Income $62,462Tampa, FLRent $1,701 · Income $75,475Orlando, FLRent $1,747 · Income $72,336St. Petersburg, FLRent $1,663 · Income $75,192Port St. Lucie, FLRent $1,937 · Income $80,648

Cities with a similar cost of living

Pomona, CARent $1,810 · Income $79,479El Mirage, AZRent $1,806 · Income $78,050Bellflower, CARent $1,830 · Income $78,722Montebello, CARent $1,827 · Income $79,971New York, NYRent $1,821 · Income $80,483La Vergne, TNRent $1,805 · Income $81,313

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Best Web Hosting for First-Time Site Owners (2026)Best AI Writing Tools for Marketers & Solo Founders (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.