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Cost of Living in Naperville, IL

Population 150,692 · Census ACS 2020–2024 5-year estimates

Median rent$1,885
Median home value$540,200
Median household income$155,105

The median rent in Naperville, IL is $1,885/month, 48% higher than the Illinois median and 33% higher than the U.S. median. The median home value is $540,200, 62% higher than the national median. Households earn a median of $155,105 a year, 86% higher than the state median.

Affordability

Rent as a share of median income: 14.6%
Income needed for median rent (30% rule): $75,400/yr
Home price-to-income ratio: 3.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,732/mo

Run your own numbers: mortgage calculator · hourly to salary

Naperville vs. Illinois vs. U.S.

NapervilleIllinoisU.S.
Median rent$1,885$1,274$1,413
Median home value$540,200$263,300$332,700
Median household income$155,105$83,390$80,734
Homeownership rate74.8%67.1%65.2%
Bachelor's degree or higher72.5%37.8%35.7%
Poverty rate4.4%11.8%12.5%
Unemployment rate4.5%5.8%5.2%
Work from home31.1%15.9%15.1%
Median age40.439.038.9

FAQ

What is the average rent in Naperville, IL?

The median gross rent in Naperville, IL is $1,885 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Naperville, IL?

Using the common 30% rule, renting a median-priced home takes about $75,400 a year in gross income.

Is Naperville, IL expensive to live in?

Rent there is 33% higher than the U.S. median, and the median home costs about 3.5 times the median household income.

Other cities in Illinois

Chicago, ILRent $1,440 · Income $77,902Aurora, ILRent $1,596 · Income $93,633Joliet, ILRent $1,276 · Income $92,201Rockford, ILRent $985 · Income $54,752Elgin, ILRent $1,361 · Income $90,282Springfield, ILRent $975 · Income $66,064

Cities with a similar cost of living

Birmingham, MIRent $1,902 · Income $153,510Rockville Centre, NYRent $1,881 · Income $151,938Forest Hills, MIRent $1,958 · Income $158,005Baldwin, NYRent $1,890 · Income $145,472Franklin Town, MARent $1,899 · Income $145,773Germantown, TNRent $1,816 · Income $149,920

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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