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Cost of Living in White Bear Lake, MN

Population 23,908 · Census ACS 2020–2024 5-year estimates

Median rent$1,601
Median home value$331,800
Median household income$83,554

The median rent in White Bear Lake, MN is $1,601/month, 25% higher than the Minnesota median and 13% higher than the U.S. median. The median home value is $331,800, about the same as the national median. Households earn a median of $83,554 a year, 6% lower than the state median.

Affordability

Rent as a share of median income: 23.0%
Income needed for median rent (30% rule): $64,040/yr
Home price-to-income ratio: 4.0×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,678/mo

Run your own numbers: mortgage calculator · hourly to salary

White Bear Lake vs. Minnesota vs. U.S.

White Bear LakeMinnesotaU.S.
Median rent$1,601$1,280$1,413
Median home value$331,800$329,300$332,700
Median household income$83,554$89,062$80,734
Homeownership rate67.8%72.2%65.2%
Bachelor's degree or higher41.7%39.4%35.7%
Poverty rate7.0%9.3%12.5%
Unemployment rate4.0%4.1%5.2%
Work from home20.9%17.6%15.1%
Median age41.938.838.9

FAQ

What is the average rent in White Bear Lake, MN?

The median gross rent in White Bear Lake, MN is $1,601 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in White Bear Lake, MN?

Using the common 30% rule, renting a median-priced home takes about $64,040 a year in gross income.

Is White Bear Lake, MN expensive to live in?

Rent there is 13% higher than the U.S. median, and the median home costs about 4.0 times the median household income.

Other cities in Minnesota

Minneapolis, MNRent $1,371 · Income $80,846St. Paul, MNRent $1,281 · Income $73,394Rochester, MNRent $1,399 · Income $89,389Bloomington, MNRent $1,561 · Income $93,211Duluth, MNRent $1,087 · Income $68,807Brooklyn Park, MNRent $1,325 · Income $89,891

Cities with a similar cost of living

Turlock, CARent $1,612 · Income $82,995Portland, TXRent $1,577 · Income $83,865Boerne, TXRent $1,589 · Income $84,541Mesa, AZRent $1,620 · Income $82,752South Lake Tahoe, CARent $1,606 · Income $82,002Redmond, ORRent $1,628 · Income $84,164

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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