Cities › Texas

Cost of Living in Celina, TX

Population 34,268 · Census ACS 2020–2024 5-year estimates

Median rent$2,379
Median home value$509,600
Median household income$170,894

The median rent in Celina, TX is $2,379/month, 70% higher than the Texas median and 68% higher than the U.S. median. The median home value is $509,600, 53% higher than the national median. Households earn a median of $170,894 a year, 118% higher than the state median.

Affordability

Rent as a share of median income: 16.7%
Income needed for median rent (30% rule): $95,160/yr
Home price-to-income ratio: 3.0×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,577/mo

Run your own numbers: mortgage calculator · hourly to salary

Celina vs. Texas vs. U.S.

CelinaTexasU.S.
Median rent$2,379$1,403$1,413
Median home value$509,600$283,800$332,700
Median household income$170,894$78,476$80,734
Homeownership rate92.7%62.6%65.2%
Bachelor's degree or higher64.3%33.8%35.7%
Poverty rate4.7%13.8%12.5%
Unemployment rate2.8%5.3%5.2%
Work from home35.8%14.4%15.1%
Median age34.735.638.9

FAQ

What is the average rent in Celina, TX?

The median gross rent in Celina, TX is $2,379 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Celina, TX?

Using the common 30% rule, renting a median-priced home takes about $95,160 a year in gross income.

Is Celina, TX expensive to live in?

Rent there is 68% higher than the U.S. median, and the median home costs about 3.0 times the median household income.

Other cities in Texas

Houston, TXRent $1,361 · Income $64,813San Antonio, TXRent $1,324 · Income $65,056Dallas, TXRent $1,472 · Income $70,518Austin, TXRent $1,729 · Income $93,658Fort Worth, TXRent $1,509 · Income $79,507El Paso, TXRent $1,073 · Income $59,745

Cities with a similar cost of living

Olney, MDRent $2,404 · Income $171,458Hudson, OHRent $2,344 · Income $171,427Wilmington, MARent $2,394 · Income $168,152Redmond, WARent $2,409 · Income $162,560Rose Hill CDP (Fairfax County), VARent $2,475 · Income $174,950New City, NYRent $2,242 · Income $173,046

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Best Web Hosting for First-Time Site Owners (2026)Best AI Writing Tools for Marketers & Solo Founders (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.