Cost of Living in Bay County, FL
Population 186,393 · Census ACS 2020–2024 5-year estimates
The median rent in Bay County, FL is $1,484/month, 11% lower than the Florida median and 5% higher than the U.S. median. The median home value is $310,500, 7% lower than the national median. Households earn a median of $73,533 a year, about the same as the state median.
Affordability
Run your own numbers: mortgage calculator · hourly to salary
Bay County vs. Florida vs. U.S.
| Bay County | Florida | U.S. | |
|---|---|---|---|
| Median rent | $1,484 | $1,669 | $1,413 |
| Median home value | $310,500 | $359,000 | $332,700 |
| Median household income | $73,533 | $74,568 | $80,734 |
| Homeownership rate | 66.8% | 67.6% | 65.2% |
| Bachelor's degree or higher | 29.6% | 34.1% | 35.7% |
| Poverty rate | 11.9% | 12.6% | 12.5% |
| Unemployment rate | 3.9% | 4.8% | 5.2% |
| Work from home | 10.1% | 15.7% | 15.1% |
| Median age | 41.0 | 42.6 | 38.9 |
FAQ
What is the average rent in Bay County, FL?
The median gross rent in Bay County, FL is $1,484 per month (ACS 2020–2024 5-year estimate).
How much do I need to earn to live in Bay County, FL?
Using the common 30% rule, renting a median-priced home takes about $59,360 a year in gross income.
Is Bay County, FL expensive to live in?
Rent there is 5% higher than the U.S. median, and the median home costs about 4.2 times the median household income.
Other counties in Florida
Counties with a similar cost of living
Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Explore more
New tools, top deals and new pages — one short email a week. No spam.