Counties › Illinois

Cost of Living in Adams County, IL

Population 64,754 · Census ACS 2020–2024 5-year estimates

Median rent$828
Median home value$162,600
Median household income$66,220

The median rent in Adams County, IL is $828/month, 35% lower than the Illinois median and 41% lower than the U.S. median. The median home value is $162,600, 51% lower than the national median. Households earn a median of $66,220 a year, 21% lower than the state median.

Affordability

Rent as a share of median income: 15.0%
Income needed for median rent (30% rule): $33,120/yr
Home price-to-income ratio: 2.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $822/mo

Run your own numbers: mortgage calculator · hourly to salary

Adams County vs. Illinois vs. U.S.

Adams CountyIllinoisU.S.
Median rent$828$1,274$1,413
Median home value$162,600$263,300$332,700
Median household income$66,220$83,390$80,734
Homeownership rate72.1%67.1%65.2%
Bachelor's degree or higher27.5%37.8%35.7%
Poverty rate12.8%11.8%12.5%
Unemployment rate3.9%5.8%5.2%
Work from home7.6%15.9%15.1%
Median age41.439.038.9

FAQ

What is the average rent in Adams County, IL?

The median gross rent in Adams County, IL is $828 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Adams County, IL?

Using the common 30% rule, renting a median-priced home takes about $33,120 a year in gross income.

Is Adams County, IL expensive to live in?

Rent there is 41% lower than the U.S. median, and the median home costs about 2.5 times the median household income.

Other counties in Illinois

Cook County, ILRent $1,435 · Income $83,498DuPage County, ILRent $1,688 · Income $112,096Lake County, ILRent $1,477 · Income $110,416Will County, ILRent $1,462 · Income $109,984Kane County, ILRent $1,453 · Income $103,163McHenry County, ILRent $1,401 · Income $104,802

Counties with a similar cost of living

Noble County, OKRent $826 · Income $66,365Howard County, MORent $832 · Income $65,938Shawano County, WIRent $821 · Income $66,479Newton County, MORent $817 · Income $66,301Pointe Coupee Parish, LARent $817 · Income $65,961Adams County, INRent $833 · Income $65,289

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.