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Cost of Living in Hardin County, KY

Population 111,942 · Census ACS 2020–2024 5-year estimates

Median rent$971
Median home value$225,800
Median household income$67,647

The median rent in Hardin County, KY is $971/month, about the same as the Kentucky median and 31% lower than the U.S. median. The median home value is $225,800, 32% lower than the national median. Households earn a median of $67,647 a year, 6% higher than the state median.

Affordability

Rent as a share of median income: 17.2%
Income needed for median rent (30% rule): $38,840/yr
Home price-to-income ratio: 3.3×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,142/mo

Run your own numbers: mortgage calculator · hourly to salary

Hardin County vs. Kentucky vs. U.S.

Hardin CountyKentuckyU.S.
Median rent$971$967$1,413
Median home value$225,800$205,600$332,700
Median household income$67,647$63,726$80,734
Homeownership rate62.6%68.3%65.2%
Bachelor's degree or higher24.8%27.6%35.7%
Poverty rate13.1%16.1%12.5%
Unemployment rate6.6%4.9%5.2%
Work from home9.2%10.2%15.1%
Median age37.339.138.9

FAQ

What is the average rent in Hardin County, KY?

The median gross rent in Hardin County, KY is $971 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Hardin County, KY?

Using the common 30% rule, renting a median-priced home takes about $38,840 a year in gross income.

Is Hardin County, KY expensive to live in?

Rent there is 31% lower than the U.S. median, and the median home costs about 3.3 times the median household income.

Other counties in Kentucky

Jefferson County, KYRent $1,149 · Income $69,866Fayette County, KYRent $1,164 · Income $69,479Kenton County, KYRent $1,069 · Income $80,548Warren County, KYRent $1,002 · Income $65,794Boone County, KYRent $1,373 · Income $99,414Daviess County, KYRent $918 · Income $68,214

Counties with a similar cost of living

Hancock County, MSRent $977 · Income $67,708Habersham County, GARent $974 · Income $67,309Whitfield County, GARent $971 · Income $67,070Kershaw County, SCRent $971 · Income $68,231Catawba County, NCRent $965 · Income $67,864Lee County, MSRent $957 · Income $67,863

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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