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Cost of Living in Ottawa County, MI

Population 301,203 · Census ACS 2020–2024 5-year estimates

Median rent$1,211
Median home value$323,400
Median household income$90,502

The median rent in Ottawa County, MI is $1,211/month, 7% higher than the Michigan median and 14% lower than the U.S. median. The median home value is $323,400, 3% lower than the national median. Households earn a median of $90,502 a year, 24% higher than the state median.

Affordability

Rent as a share of median income: 16.1%
Income needed for median rent (30% rule): $48,440/yr
Home price-to-income ratio: 3.6×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,635/mo

Run your own numbers: mortgage calculator · hourly to salary

Ottawa County vs. Michigan vs. U.S.

Ottawa CountyMichiganU.S.
Median rent$1,211$1,129$1,413
Median home value$323,400$231,600$332,700
Median household income$90,502$72,875$80,734
Homeownership rate79.3%73.2%65.2%
Bachelor's degree or higher38.9%32.4%35.7%
Poverty rate8.3%13.2%12.5%
Unemployment rate3.5%5.7%5.2%
Work from home10.3%13.5%15.1%
Median age36.540.238.9

FAQ

What is the average rent in Ottawa County, MI?

The median gross rent in Ottawa County, MI is $1,211 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Ottawa County, MI?

Using the common 30% rule, renting a median-priced home takes about $48,440 a year in gross income.

Is Ottawa County, MI expensive to live in?

Rent there is 14% lower than the U.S. median, and the median home costs about 3.6 times the median household income.

Other counties in Michigan

Wayne County, MIRent $1,132 · Income $60,539Oakland County, MIRent $1,376 · Income $97,760Macomb County, MIRent $1,211 · Income $77,837Kent County, MIRent $1,243 · Income $82,631Genesee County, MIRent $989 · Income $62,281Washtenaw County, MIRent $1,463 · Income $89,180

Counties with a similar cost of living

Leavenworth County, KSRent $1,219 · Income $89,218Camden County, NCRent $1,232 · Income $91,078Rensselaer County, NYRent $1,217 · Income $87,915Porter County, INRent $1,219 · Income $87,972Hancock County, INRent $1,203 · Income $93,186Lee County, GARent $1,184 · Income $89,168

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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