Counties › Michigan

Cost of Living in Saginaw County, MI

Population 188,665 · Census ACS 2020–2024 5-year estimates

Median rent$947
Median home value$152,800
Median household income$60,622

The median rent in Saginaw County, MI is $947/month, 16% lower than the Michigan median and 33% lower than the U.S. median. The median home value is $152,800, 54% lower than the national median. Households earn a median of $60,622 a year, 17% lower than the state median.

Affordability

Rent as a share of median income: 18.7%
Income needed for median rent (30% rule): $37,880/yr
Home price-to-income ratio: 2.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $773/mo

Run your own numbers: mortgage calculator · hourly to salary

Saginaw County vs. Michigan vs. U.S.

Saginaw CountyMichiganU.S.
Median rent$947$1,129$1,413
Median home value$152,800$231,600$332,700
Median household income$60,622$72,875$80,734
Homeownership rate74.1%73.2%65.2%
Bachelor's degree or higher24.4%32.4%35.7%
Poverty rate18.2%13.2%12.5%
Unemployment rate6.4%5.7%5.2%
Work from home10.0%13.5%15.1%
Median age41.240.238.9

FAQ

What is the average rent in Saginaw County, MI?

The median gross rent in Saginaw County, MI is $947 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Saginaw County, MI?

Using the common 30% rule, renting a median-priced home takes about $37,880 a year in gross income.

Is Saginaw County, MI expensive to live in?

Rent there is 33% lower than the U.S. median, and the median home costs about 2.5 times the median household income.

Other counties in Michigan

Wayne County, MIRent $1,132 · Income $60,539Oakland County, MIRent $1,376 · Income $97,760Macomb County, MIRent $1,211 · Income $77,837Kent County, MIRent $1,243 · Income $82,631Genesee County, MIRent $989 · Income $62,281Washtenaw County, MIRent $1,463 · Income $89,180

Counties with a similar cost of living

Karnes County, TXRent $957 · Income $60,214Hardee County, FLRent $962 · Income $60,489Lamar County, TXRent $949 · Income $61,880Lamb County, TXRent $968 · Income $60,760Buckingham County, VARent $927 · Income $60,828Stone County, MSRent $936 · Income $61,413

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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