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Cost of Living in Bergen County, NJ

Population 962,316 · Census ACS 2020–2024 5-year estimates

Median rent$1,914
Median home value$623,000
Median household income$124,884

The median rent in Bergen County, NJ is $1,914/month, 11% higher than the New Jersey median and 35% higher than the U.S. median. The median home value is $623,000, 87% higher than the national median. Households earn a median of $124,884 a year, 21% higher than the state median.

Affordability

Rent as a share of median income: 18.4%
Income needed for median rent (30% rule): $76,560/yr
Home price-to-income ratio: 5.0×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $3,150/mo

Run your own numbers: mortgage calculator · hourly to salary

Bergen County vs. New Jersey vs. U.S.

Bergen CountyNew JerseyU.S.
Median rent$1,914$1,720$1,413
Median home value$623,000$454,400$332,700
Median household income$124,884$103,556$80,734
Homeownership rate65.3%63.8%65.2%
Bachelor's degree or higher53.1%43.6%35.7%
Poverty rate6.8%9.7%12.5%
Unemployment rate5.8%6.3%5.2%
Work from home18.5%16.8%15.1%
Median age42.040.138.9

FAQ

What is the average rent in Bergen County, NJ?

The median gross rent in Bergen County, NJ is $1,914 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Bergen County, NJ?

Using the common 30% rule, renting a median-priced home takes about $76,560 a year in gross income.

Is Bergen County, NJ expensive to live in?

Rent there is 35% higher than the U.S. median, and the median home costs about 5.0 times the median household income.

Other counties in New Jersey

Middlesex County, NJRent $1,871 · Income $111,549Essex County, NJRent $1,531 · Income $80,789Hudson County, NJRent $1,894 · Income $91,795Ocean County, NJRent $1,755 · Income $89,863Monmouth County, NJRent $1,827 · Income $124,845Union County, NJRent $1,730 · Income $103,202

Counties with a similar cost of living

Teton County, WYRent $1,904 · Income $124,172Charles County, MDRent $1,920 · Income $122,816Collin County, TXRent $1,859 · Income $121,600Rockwall County, TXRent $1,992 · Income $127,981Westchester County, NYRent $1,951 · Income $118,976Anne Arundel County, MDRent $2,071 · Income $124,911

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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