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Cost of Living in Surprise, AZ

Population 154,948 · Census ACS 2020–2024 5-year estimates

Median rent$2,033
Median home value$435,100
Median household income$96,711

The median rent in Surprise, AZ is $2,033/month, 32% higher than the Arizona median and 44% higher than the U.S. median. The median home value is $435,100, 31% higher than the national median. Households earn a median of $96,711 a year, 21% higher than the state median.

Affordability

Rent as a share of median income: 25.2%
Income needed for median rent (30% rule): $81,320/yr
Home price-to-income ratio: 4.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,200/mo

Run your own numbers: mortgage calculator · hourly to salary

Surprise vs. Arizona vs. U.S.

SurpriseArizonaU.S.
Median rent$2,033$1,543$1,413
Median home value$435,100$394,500$332,700
Median household income$96,711$79,964$80,734
Homeownership rate79.1%67.4%65.2%
Bachelor's degree or higher30.5%33.3%35.7%
Poverty rate8.6%12.5%12.5%
Unemployment rate4.3%5.1%5.2%
Work from home19.5%18.4%15.1%
Median age41.439.038.9

FAQ

What is the average rent in Surprise, AZ?

The median gross rent in Surprise, AZ is $2,033 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Surprise, AZ?

Using the common 30% rule, renting a median-priced home takes about $81,320 a year in gross income.

Is Surprise, AZ expensive to live in?

Rent there is 44% higher than the U.S. median, and the median home costs about 4.5 times the median household income.

Other cities in Arizona

Phoenix, AZRent $1,582 · Income $81,332Tucson, AZRent $1,145 · Income $57,073Mesa, AZRent $1,620 · Income $82,752Gilbert, AZRent $2,110 · Income $122,551Chandler, AZRent $1,902 · Income $108,095Glendale, AZRent $1,528 · Income $73,530

Cities with a similar cost of living

Carteret, NJRent $2,032 · Income $96,862Oxnard, CARent $2,032 · Income $96,212Lakeside CDP (San Diego County), CARent $2,016 · Income $96,447Manteca, CARent $2,065 · Income $97,055Jersey City, NJRent $2,007 · Income $97,710Land O' Lakes, FLRent $2,045 · Income $98,568

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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