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Cost of Living in Laguna Niguel, CA

Population 64,139 · Census ACS 2020–2024 5-year estimates

Median rent$2,903
Median home value$1,190,900
Median household income$140,452

The median rent in Laguna Niguel, CA is $2,903/month, 43% higher than the California median and 105% higher than the U.S. median. The median home value is $1,190,900, 258% higher than the national median. Households earn a median of $140,452 a year, 42% higher than the state median.

Affordability

Rent as a share of median income: 24.8%
Income needed for median rent (30% rule): $116,120/yr
Home price-to-income ratio: 8.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $6,022/mo

Run your own numbers: mortgage calculator · hourly to salary

Laguna Niguel vs. California vs. U.S.

Laguna NiguelCaliforniaU.S.
Median rent$2,903$2,036$1,413
Median home value$1,190,900$734,700$332,700
Median household income$140,452$99,122$80,734
Homeownership rate67.4%55.9%65.2%
Bachelor's degree or higher59.8%37.1%35.7%
Poverty rate6.4%12.0%12.5%
Unemployment rate7.1%6.6%5.2%
Work from home26.8%17.2%15.1%
Median age47.637.938.9

FAQ

What is the average rent in Laguna Niguel, CA?

The median gross rent in Laguna Niguel, CA is $2,903 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Laguna Niguel, CA?

Using the common 30% rule, renting a median-priced home takes about $116,120 a year in gross income.

Is Laguna Niguel, CA expensive to live in?

Rent there is 105% higher than the U.S. median, and the median home costs about 8.5 times the median household income.

Other cities in California

Los Angeles, CARent $1,933 · Income $81,939San Diego, CARent $2,313 · Income $108,077San Jose, CARent $2,669 · Income $146,427San Francisco, CARent $2,476 · Income $140,970Fresno, CARent $1,421 · Income $70,991Sacramento, CARent $1,779 · Income $87,321

Cities with a similar cost of living

Weston, FLRent $2,851 · Income $139,825Brookline, MARent $2,835 · Income $142,101East Meadow, NYRent $2,890 · Income $133,971Paramus, NJRent $3,032 · Income $144,349Fort Washington, MDRent $2,690 · Income $143,333Hauppauge, NYRent $2,646 · Income $141,378

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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