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Cost of Living in Waipahu, HI

Population 40,482 · Census ACS 2020–2024 5-year estimates

Median rent$1,658
Median home value$868,600
Median household income$103,895

The median rent in Waipahu, HI is $1,658/month, 16% lower than the Hawaii median and 17% higher than the U.S. median. The median home value is $868,600, 161% higher than the national median. Households earn a median of $103,895 a year, 3% higher than the state median.

Affordability

Rent as a share of median income: 19.2%
Income needed for median rent (30% rule): $66,320/yr
Home price-to-income ratio: 8.4×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $4,392/mo

Run your own numbers: mortgage calculator · hourly to salary

Waipahu vs. Hawaii vs. U.S.

WaipahuHawaiiU.S.
Median rent$1,658$1,971$1,413
Median home value$868,600$839,100$332,700
Median household income$103,895$100,389$80,734
Homeownership rate59.7%63.0%65.2%
Bachelor's degree or higher20.1%36.1%35.7%
Poverty rate12.0%10.0%12.5%
Unemployment rate4.1%4.9%5.2%
Work from home5.1%9.6%15.1%
Median age40.240.938.9

FAQ

What is the average rent in Waipahu, HI?

The median gross rent in Waipahu, HI is $1,658 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Waipahu, HI?

Using the common 30% rule, renting a median-priced home takes about $66,320 a year in gross income.

Is Waipahu, HI expensive to live in?

Rent there is 17% higher than the U.S. median, and the median home costs about 8.4 times the median household income.

Other cities in Hawaii

Urban Honolulu, HIRent $1,823 · Income $86,504East Honolulu, HIRent $3,313 · Income $159,518Hilo, HIRent $1,427 · Income $81,779Pearl City, HIRent $2,316 · Income $118,112Kailua CDP (Honolulu County), HIRent $3,093 · Income $148,582Kaneohe, HIRent $2,269 · Income $125,613

Cities with a similar cost of living

Knightdale, NCRent $1,674 · Income $103,220North Salt Lake, UTRent $1,667 · Income $101,447Bartlett, TNRent $1,638 · Income $102,070St. Louis Park, MNRent $1,644 · Income $101,648Lisle, ILRent $1,658 · Income $107,479Oro Valley, AZRent $1,669 · Income $107,117

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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