Cost of Living in Utica, NY
Population 64,217 · Census ACS 2020–2024 5-year estimates
The median rent in Utica, NY is $951/month, 41% lower than the New York median and 33% lower than the U.S. median. The median home value is $151,300, 55% lower than the national median. Households earn a median of $52,484 a year, 39% lower than the state median.
Affordability
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Utica vs. New York vs. U.S.
| Utica | New York | U.S. | |
|---|---|---|---|
| Median rent | $951 | $1,621 | $1,413 |
| Median home value | $151,300 | $423,800 | $332,700 |
| Median household income | $52,484 | $85,974 | $80,734 |
| Homeownership rate | 49.7% | 54.3% | 65.2% |
| Bachelor's degree or higher | 22.4% | 40.2% | 35.7% |
| Poverty rate | 27.5% | 14.0% | 12.5% |
| Unemployment rate | 8.2% | 6.4% | 5.2% |
| Work from home | 7.5% | 14.9% | 15.1% |
| Median age | 35.2 | 39.8 | 38.9 |
FAQ
What is the average rent in Utica, NY?
The median gross rent in Utica, NY is $951 per month (ACS 2020–2024 5-year estimate).
How much do I need to earn to live in Utica, NY?
Using the common 30% rule, renting a median-priced home takes about $38,040 a year in gross income.
Is Utica, NY expensive to live in?
Rent there is 33% lower than the U.S. median, and the median home costs about 2.9 times the median household income.
Other cities in New York
Cities with a similar cost of living
Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
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