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Cost of Living in Kettering, OH

Population 57,206 · Census ACS 2020–2024 5-year estimates

Median rent$1,051
Median home value$208,500
Median household income$74,681

The median rent in Kettering, OH is $1,051/month, about the same as the Ohio median and 26% lower than the U.S. median. The median home value is $208,500, 37% lower than the national median. Households earn a median of $74,681 a year, 5% higher than the state median.

Affordability

Rent as a share of median income: 16.9%
Income needed for median rent (30% rule): $42,040/yr
Home price-to-income ratio: 2.8×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,054/mo

Run your own numbers: mortgage calculator · hourly to salary

Kettering vs. Ohio vs. U.S.

KetteringOhioU.S.
Median rent$1,051$1,034$1,413
Median home value$208,500$214,800$332,700
Median household income$74,681$71,389$80,734
Homeownership rate64.9%67.2%65.2%
Bachelor's degree or higher41.7%31.5%35.7%
Poverty rate8.3%13.3%12.5%
Unemployment rate3.8%4.8%5.2%
Work from home12.6%13.0%15.1%
Median age38.539.738.9

FAQ

What is the average rent in Kettering, OH?

The median gross rent in Kettering, OH is $1,051 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Kettering, OH?

Using the common 30% rule, renting a median-priced home takes about $42,040 a year in gross income.

Is Kettering, OH expensive to live in?

Rent there is 26% lower than the U.S. median, and the median home costs about 2.8 times the median household income.

Other cities in Ohio

Columbus, OHRent $1,295 · Income $66,082Cleveland, OHRent $945 · Income $40,801Cincinnati, OHRent $1,001 · Income $52,909Toledo, OHRent $901 · Income $49,724Akron, OHRent $955 · Income $48,076Dayton, OHRent $918 · Income $45,247

Cities with a similar cost of living

Janesville, WIRent $1,054 · Income $73,446Midland, MIRent $1,048 · Income $73,325Garden City, KSRent $1,052 · Income $72,865West Bend, WIRent $1,076 · Income $74,076Sioux Falls, SDRent $1,035 · Income $75,970Bloomington, ILRent $1,050 · Income $77,384

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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