Cost of Living in Effingham County, IL
Population 34,522 · Census ACS 2020–2024 5-year estimates
The median rent in Effingham County, IL is $733/month, 42% lower than the Illinois median and 48% lower than the U.S. median. The median home value is $189,500, 43% lower than the national median. Households earn a median of $80,404 a year, 4% lower than the state median.
Affordability
Run your own numbers: mortgage calculator · hourly to salary
Effingham County vs. Illinois vs. U.S.
| Effingham County | Illinois | U.S. | |
|---|---|---|---|
| Median rent | $733 | $1,274 | $1,413 |
| Median home value | $189,500 | $263,300 | $332,700 |
| Median household income | $80,404 | $83,390 | $80,734 |
| Homeownership rate | 78.2% | 67.1% | 65.2% |
| Bachelor's degree or higher | 26.9% | 37.8% | 35.7% |
| Poverty rate | 10.1% | 11.8% | 12.5% |
| Unemployment rate | 2.1% | 5.8% | 5.2% |
| Work from home | 11.8% | 15.9% | 15.1% |
| Median age | 40.0 | 39.0 | 38.9 |
FAQ
What is the average rent in Effingham County, IL?
The median gross rent in Effingham County, IL is $733 per month (ACS 2020–2024 5-year estimate).
How much do I need to earn to live in Effingham County, IL?
Using the common 30% rule, renting a median-priced home takes about $29,320 a year in gross income.
Is Effingham County, IL expensive to live in?
Rent there is 48% lower than the U.S. median, and the median home costs about 2.4 times the median household income.
Other counties in Illinois
Counties with a similar cost of living
Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Explore more
New tools, top deals and new pages — one short email a week. No spam.