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Cost of Living in St. Joseph County, IN

Population 273,040 · Census ACS 2020–2024 5-year estimates

Median rent$1,062
Median home value$192,800
Median household income$66,868

The median rent in St. Joseph County, IN is $1,062/month, about the same as the Indiana median and 25% lower than the U.S. median. The median home value is $192,800, 42% lower than the national median. Households earn a median of $66,868 a year, 7% lower than the state median.

Affordability

Rent as a share of median income: 19.1%
Income needed for median rent (30% rule): $42,480/yr
Home price-to-income ratio: 2.9×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $975/mo

Run your own numbers: mortgage calculator · hourly to salary

St. Joseph County vs. Indiana vs. U.S.

St. Joseph CountyIndianaU.S.
Median rent$1,062$1,062$1,413
Median home value$192,800$218,200$332,700
Median household income$66,868$71,957$80,734
Homeownership rate69.0%70.6%65.2%
Bachelor's degree or higher33.5%29.5%35.7%
Poverty rate14.2%12.3%12.5%
Unemployment rate5.2%4.3%5.2%
Work from home10.7%10.7%15.1%
Median age36.738.138.9

FAQ

What is the average rent in St. Joseph County, IN?

The median gross rent in St. Joseph County, IN is $1,062 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in St. Joseph County, IN?

Using the common 30% rule, renting a median-priced home takes about $42,480 a year in gross income.

Is St. Joseph County, IN expensive to live in?

Rent there is 25% lower than the U.S. median, and the median home costs about 2.9 times the median household income.

Other counties in Indiana

Marion County, INRent $1,153 · Income $66,346Lake County, INRent $1,131 · Income $71,493Allen County, INRent $1,021 · Income $70,737Hamilton County, INRent $1,574 · Income $121,530Elkhart County, INRent $1,047 · Income $68,561Tippecanoe County, INRent $1,124 · Income $60,636

Counties with a similar cost of living

Iron County, UTRent $1,065 · Income $66,247Lafayette Parish, LARent $1,057 · Income $67,451Bedford County, TNRent $1,051 · Income $67,225Wharton County, TXRent $1,046 · Income $66,924Lee County, ALRent $1,058 · Income $65,824Alamance County, NCRent $1,064 · Income $65,651

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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