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Cost of Living in St. Mary's County, MD

Population 115,126 · Census ACS 2020–2024 5-year estimates

Median rent$1,747
Median home value$407,600
Median household income$119,446

The median rent in St. Mary's County, MD is $1,747/month, 2% higher than the Maryland median and 24% higher than the U.S. median. The median home value is $407,600, 23% higher than the national median. Households earn a median of $119,446 a year, 15% higher than the state median.

Affordability

Rent as a share of median income: 17.6%
Income needed for median rent (30% rule): $69,880/yr
Home price-to-income ratio: 3.4×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,061/mo

Run your own numbers: mortgage calculator · hourly to salary

St. Mary's County vs. Maryland vs. U.S.

St. Mary's CountyMarylandU.S.
Median rent$1,747$1,705$1,413
Median home value$407,600$419,900$332,700
Median household income$119,446$103,678$80,734
Homeownership rate73.2%67.6%65.2%
Bachelor's degree or higher36.5%43.4%35.7%
Poverty rate8.0%9.4%12.5%
Unemployment rate3.6%4.9%5.2%
Work from home17.5%19.3%15.1%
Median age37.239.438.9

FAQ

What is the average rent in St. Mary's County, MD?

The median gross rent in St. Mary's County, MD is $1,747 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in St. Mary's County, MD?

Using the common 30% rule, renting a median-priced home takes about $69,880 a year in gross income.

Is St. Mary's County, MD expensive to live in?

Rent there is 24% higher than the U.S. median, and the median home costs about 3.4 times the median household income.

Other counties in Maryland

Montgomery County, MDRent $2,068 · Income $132,450Prince George's County, MDRent $1,799 · Income $101,798Baltimore County, MDRent $1,627 · Income $91,768Anne Arundel County, MDRent $2,071 · Income $124,911Baltimore city, MDRent $1,331 · Income $62,177Howard County, MDRent $2,099 · Income $149,763

Counties with a similar cost of living

Poquoson city, VARent $1,707 · Income $120,972Rockingham County, NHRent $1,687 · Income $118,331Plymouth County, MARent $1,747 · Income $114,201New Kent County, VARent $1,721 · Income $123,314Washington County, MNRent $1,710 · Income $115,345Putnam County, NYRent $1,775 · Income $126,257

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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