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Cost of Living in Clay County, MS

Population 18,383 · Census ACS 2020–2024 5-year estimates

Median rent$817
Median home value$129,100
Median household income$43,125

The median rent in Clay County, MS is $817/month, 14% lower than the Mississippi median and 42% lower than the U.S. median. The median home value is $129,100, 61% lower than the national median. Households earn a median of $43,125 a year, 24% lower than the state median.

Affordability

Rent as a share of median income: 22.7%
Income needed for median rent (30% rule): $32,680/yr
Home price-to-income ratio: 3.0×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $653/mo

Run your own numbers: mortgage calculator · hourly to salary

Clay County vs. Mississippi vs. U.S.

Clay CountyMississippiU.S.
Median rent$817$954$1,413
Median home value$129,100$169,800$332,700
Median household income$43,125$56,447$80,734
Homeownership rate71.3%70.0%65.2%
Bachelor's degree or higher17.3%25.1%35.7%
Poverty rate20.9%18.9%12.5%
Unemployment rate7.2%5.8%5.2%
Work from home5.6%5.9%15.1%
Median age39.838.638.9

FAQ

What is the average rent in Clay County, MS?

The median gross rent in Clay County, MS is $817 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Clay County, MS?

Using the common 30% rule, renting a median-priced home takes about $32,680 a year in gross income.

Is Clay County, MS expensive to live in?

Rent there is 42% lower than the U.S. median, and the median home costs about 3.0 times the median household income.

Other counties in Mississippi

Hinds County, MSRent $1,061 · Income $49,402Harrison County, MSRent $1,115 · Income $59,479DeSoto County, MSRent $1,451 · Income $85,297Rankin County, MSRent $1,270 · Income $79,357Jackson County, MSRent $1,101 · Income $66,201Madison County, MSRent $1,186 · Income $83,441

Counties with a similar cost of living

Terry County, TXRent $817 · Income $44,100Bamberg County, SCRent $815 · Income $44,370Robeson County, NCRent $805 · Income $41,978Perry County, KYRent $798 · Income $42,181Lee County, SCRent $823 · Income $44,760Union County, SCRent $804 · Income $41,621

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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