Counties › New York

Cost of Living in Jefferson County, NY

Population 115,040 · Census ACS 2020–2024 5-year estimates

Median rent$1,213
Median home value$188,200
Median household income$66,301

The median rent in Jefferson County, NY is $1,213/month, 25% lower than the New York median and 14% lower than the U.S. median. The median home value is $188,200, 43% lower than the national median. Households earn a median of $66,301 a year, 23% lower than the state median.

Affordability

Rent as a share of median income: 22.0%
Income needed for median rent (30% rule): $48,520/yr
Home price-to-income ratio: 2.8×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $952/mo

Run your own numbers: mortgage calculator · hourly to salary

Jefferson County vs. New York vs. U.S.

Jefferson CountyNew YorkU.S.
Median rent$1,213$1,621$1,413
Median home value$188,200$423,800$332,700
Median household income$66,301$85,974$80,734
Homeownership rate54.7%54.3%65.2%
Bachelor's degree or higher26.5%40.2%35.7%
Poverty rate13.7%14.0%12.5%
Unemployment rate5.9%6.4%5.2%
Work from home7.7%14.9%15.1%
Median age33.739.838.9

FAQ

What is the average rent in Jefferson County, NY?

The median gross rent in Jefferson County, NY is $1,213 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Jefferson County, NY?

Using the common 30% rule, renting a median-priced home takes about $48,520 a year in gross income.

Is Jefferson County, NY expensive to live in?

Rent there is 14% lower than the U.S. median, and the median home costs about 2.8 times the median household income.

Other counties in New York

Kings County, NYRent $1,833 · Income $80,263Queens County, NYRent $1,956 · Income $86,136New York County, NYRent $2,197 · Income $103,931Suffolk County, NYRent $2,255 · Income $130,686Bronx County, NYRent $1,458 · Income $48,676Nassau County, NYRent $2,252 · Income $146,202

Counties with a similar cost of living

Jefferson County, ALRent $1,193 · Income $66,388Plumas County, CARent $1,194 · Income $66,031Monroe County, INRent $1,193 · Income $65,868Del Norte County, CARent $1,233 · Income $67,058Jefferson Parish, LARent $1,190 · Income $65,252McLennan County, TXRent $1,173 · Income $66,643

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.