Counties › New York

Cost of Living in Niagara County, NY

Population 210,721 · Census ACS 2020–2024 5-year estimates

Median rent$899
Median home value$189,800
Median household income$69,633

The median rent in Niagara County, NY is $899/month, 45% lower than the New York median and 36% lower than the U.S. median. The median home value is $189,800, 43% lower than the national median. Households earn a median of $69,633 a year, 19% lower than the state median.

Affordability

Rent as a share of median income: 15.5%
Income needed for median rent (30% rule): $35,960/yr
Home price-to-income ratio: 2.7×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $960/mo

Run your own numbers: mortgage calculator · hourly to salary

Niagara County vs. New York vs. U.S.

Niagara CountyNew YorkU.S.
Median rent$899$1,621$1,413
Median home value$189,800$423,800$332,700
Median household income$69,633$85,974$80,734
Homeownership rate71.2%54.3%65.2%
Bachelor's degree or higher28.0%40.2%35.7%
Poverty rate13.5%14.0%12.5%
Unemployment rate5.9%6.4%5.2%
Work from home10.6%14.9%15.1%
Median age43.339.838.9

FAQ

What is the average rent in Niagara County, NY?

The median gross rent in Niagara County, NY is $899 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Niagara County, NY?

Using the common 30% rule, renting a median-priced home takes about $35,960 a year in gross income.

Is Niagara County, NY expensive to live in?

Rent there is 36% lower than the U.S. median, and the median home costs about 2.7 times the median household income.

Other counties in New York

Kings County, NYRent $1,833 · Income $80,263Queens County, NYRent $1,956 · Income $86,136New York County, NYRent $2,197 · Income $103,931Suffolk County, NYRent $2,255 · Income $130,686Bronx County, NYRent $1,458 · Income $48,676Nassau County, NYRent $2,252 · Income $146,202

Counties with a similar cost of living

Stevens County, WARent $898 · Income $69,327Brookings County, SDRent $901 · Income $70,064Minidoka County, IDRent $900 · Income $70,377Brown County, MNRent $890 · Income $69,378Orleans County, VTRent $892 · Income $70,103Lee County, ILRent $894 · Income $70,292

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.