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Cost of Living in Schoharie County, NY

Population 30,049 · Census ACS 2020–2024 5-year estimates

Median rent$909
Median home value$192,500
Median household income$70,133

The median rent in Schoharie County, NY is $909/month, 44% lower than the New York median and 36% lower than the U.S. median. The median home value is $192,500, 42% lower than the national median. Households earn a median of $70,133 a year, 18% lower than the state median.

Affordability

Rent as a share of median income: 15.6%
Income needed for median rent (30% rule): $36,360/yr
Home price-to-income ratio: 2.7×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $973/mo

Run your own numbers: mortgage calculator · hourly to salary

Schoharie County vs. New York vs. U.S.

Schoharie CountyNew YorkU.S.
Median rent$909$1,621$1,413
Median home value$192,500$423,800$332,700
Median household income$70,133$85,974$80,734
Homeownership rate76.4%54.3%65.2%
Bachelor's degree or higher26.2%40.2%35.7%
Poverty rate11.7%14.0%12.5%
Unemployment rate5.0%6.4%5.2%
Work from home11.1%14.9%15.1%
Median age45.839.838.9

FAQ

What is the average rent in Schoharie County, NY?

The median gross rent in Schoharie County, NY is $909 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Schoharie County, NY?

Using the common 30% rule, renting a median-priced home takes about $36,360 a year in gross income.

Is Schoharie County, NY expensive to live in?

Rent there is 36% lower than the U.S. median, and the median home costs about 2.7 times the median household income.

Other counties in New York

Kings County, NYRent $1,833 · Income $80,263Queens County, NYRent $1,956 · Income $86,136New York County, NYRent $2,197 · Income $103,931Suffolk County, NYRent $2,255 · Income $130,686Bronx County, NYRent $1,458 · Income $48,676Nassau County, NYRent $2,252 · Income $146,202

Counties with a similar cost of living

Clinton County, OHRent $910 · Income $70,407Brookings County, SDRent $901 · Income $70,064Winona County, MNRent $907 · Income $70,744Cass County, MIRent $916 · Income $70,443Minidoka County, IDRent $900 · Income $70,377Caledonia County, VTRent $920 · Income $69,970

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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