Counties › Tennessee

Cost of Living in Putnam County, TN

Population 82,558 · Census ACS 2020–2024 5-year estimates

Median rent$908
Median home value$282,500
Median household income$58,912

The median rent in Putnam County, TN is $908/month, 24% lower than the Tennessee median and 36% lower than the U.S. median. The median home value is $282,500, 15% lower than the national median. Households earn a median of $58,912 a year, 15% lower than the state median.

Affordability

Rent as a share of median income: 18.5%
Income needed for median rent (30% rule): $36,320/yr
Home price-to-income ratio: 4.8×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,428/mo

Run your own numbers: mortgage calculator · hourly to salary

Putnam County vs. Tennessee vs. U.S.

Putnam CountyTennesseeU.S.
Median rent$908$1,189$1,413
Median home value$282,500$286,700$332,700
Median household income$58,912$69,595$80,734
Homeownership rate61.2%66.9%65.2%
Bachelor's degree or higher29.8%31.1%35.7%
Poverty rate18.4%13.8%12.5%
Unemployment rate3.7%4.7%5.2%
Work from home10.1%12.9%15.1%
Median age36.038.938.9

FAQ

What is the average rent in Putnam County, TN?

The median gross rent in Putnam County, TN is $908 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Putnam County, TN?

Using the common 30% rule, renting a median-priced home takes about $36,320 a year in gross income.

Is Putnam County, TN expensive to live in?

Rent there is 36% lower than the U.S. median, and the median home costs about 4.8 times the median household income.

Other counties in Tennessee

Shelby County, TNRent $1,232 · Income $63,767Davidson County, TNRent $1,582 · Income $77,853Knox County, TNRent $1,261 · Income $74,222Hamilton County, TNRent $1,253 · Income $76,183Rutherford County, TNRent $1,502 · Income $85,470Williamson County, TNRent $1,969 · Income $135,594

Counties with a similar cost of living

Wayne County, WVRent $915 · Income $58,878Titus County, TXRent $907 · Income $58,425Cleveland County, NCRent $914 · Income $58,534Somerset County, MERent $910 · Income $58,179Pearl River County, MSRent $906 · Income $58,135Delaware County, INRent $906 · Income $58,127

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.