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Cost of Living in Shelby County, TX

Population 24,155 · Census ACS 2020–2024 5-year estimates

Median rent$781
Median home value$101,500
Median household income$49,776

The median rent in Shelby County, TX is $781/month, 44% lower than the Texas median and 45% lower than the U.S. median. The median home value is $101,500, 69% lower than the national median. Households earn a median of $49,776 a year, 37% lower than the state median.

Affordability

Rent as a share of median income: 18.8%
Income needed for median rent (30% rule): $31,240/yr
Home price-to-income ratio: 2.0×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $513/mo

Run your own numbers: mortgage calculator · hourly to salary

Shelby County vs. Texas vs. U.S.

Shelby CountyTexasU.S.
Median rent$781$1,403$1,413
Median home value$101,500$283,800$332,700
Median household income$49,776$78,476$80,734
Homeownership rate74.0%62.6%65.2%
Bachelor's degree or higher15.1%33.8%35.7%
Poverty rate20.6%13.8%12.5%
Unemployment rate4.1%5.3%5.2%
Work from home4.1%14.4%15.1%
Median age39.335.638.9

FAQ

What is the average rent in Shelby County, TX?

The median gross rent in Shelby County, TX is $781 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Shelby County, TX?

Using the common 30% rule, renting a median-priced home takes about $31,240 a year in gross income.

Is Shelby County, TX expensive to live in?

Rent there is 45% lower than the U.S. median, and the median home costs about 2.0 times the median household income.

Other counties in Texas

Harris County, TXRent $1,401 · Income $74,983Dallas County, TXRent $1,565 · Income $76,547Tarrant County, TXRent $1,547 · Income $84,207Bexar County, TXRent $1,354 · Income $72,341Travis County, TXRent $1,744 · Income $99,611Collin County, TXRent $1,859 · Income $121,600

Counties with a similar cost of living

Lauderdale County, TNRent $774 · Income $49,879Hardin County, TNRent $775 · Income $49,956Clarke County, ALRent $782 · Income $49,249Ottawa County, OKRent $788 · Income $49,947Haskell County, OKRent $770 · Income $49,806Butler County, MORent $780 · Income $49,089

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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