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Cost of Living in El Cajon, CA

Population 104,449 · Census ACS 2020–2024 5-year estimates

Median rent$1,856
Median home value$681,700
Median household income$67,511

The median rent in El Cajon, CA is $1,856/month, 9% lower than the California median and 31% higher than the U.S. median. The median home value is $681,700, 105% higher than the national median. Households earn a median of $67,511 a year, 32% lower than the state median.

Affordability

Rent as a share of median income: 33.0%
Income needed for median rent (30% rule): $74,240/yr
Home price-to-income ratio: 10.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $3,447/mo

Run your own numbers: mortgage calculator · hourly to salary

El Cajon vs. California vs. U.S.

El CajonCaliforniaU.S.
Median rent$1,856$2,036$1,413
Median home value$681,700$734,700$332,700
Median household income$67,511$99,122$80,734
Homeownership rate41.5%55.9%65.2%
Bachelor's degree or higher23.0%37.1%35.7%
Poverty rate20.5%12.0%12.5%
Unemployment rate9.6%6.6%5.2%
Work from home11.4%17.2%15.1%
Median age36.137.938.9

FAQ

What is the average rent in El Cajon, CA?

The median gross rent in El Cajon, CA is $1,856 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in El Cajon, CA?

Using the common 30% rule, renting a median-priced home takes about $74,240 a year in gross income.

Is El Cajon, CA expensive to live in?

Rent there is 31% higher than the U.S. median, and the median home costs about 10.1 times the median household income.

Other cities in California

Los Angeles, CARent $1,933 · Income $81,939San Diego, CARent $2,313 · Income $108,077San Jose, CARent $2,669 · Income $146,427San Francisco, CARent $2,476 · Income $140,970Fresno, CARent $1,421 · Income $70,991Sacramento, CARent $1,779 · Income $87,321

Cities with a similar cost of living

Buenaventura Lakes, FLRent $1,806 · Income $68,887New Brunswick, NJRent $1,814 · Income $65,810Kendall West, FLRent $1,808 · Income $69,554Mission Bend, TXRent $1,747 · Income $67,282College Park, MDRent $1,912 · Income $69,721Poinciana, FLRent $1,965 · Income $68,015

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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