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Cost of Living in Kapolei, HI

Population 22,232 · Census ACS 2020–2024 5-year estimates

Median rent$2,311
Median home value$744,200
Median household income$128,324

The median rent in Kapolei, HI is $2,311/month, 17% higher than the Hawaii median and 64% higher than the U.S. median. The median home value is $744,200, 124% higher than the national median. Households earn a median of $128,324 a year, 28% higher than the state median.

Affordability

Rent as a share of median income: 21.6%
Income needed for median rent (30% rule): $92,440/yr
Home price-to-income ratio: 5.8×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $3,763/mo

Run your own numbers: mortgage calculator · hourly to salary

Kapolei vs. Hawaii vs. U.S.

KapoleiHawaiiU.S.
Median rent$2,311$1,971$1,413
Median home value$744,200$839,100$332,700
Median household income$128,324$100,389$80,734
Homeownership rate76.5%63.0%65.2%
Bachelor's degree or higher29.9%36.1%35.7%
Poverty rate6.3%10.0%12.5%
Unemployment rate6.7%4.9%5.2%
Work from home10.6%9.6%15.1%
Median age35.340.938.9

FAQ

What is the average rent in Kapolei, HI?

The median gross rent in Kapolei, HI is $2,311 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Kapolei, HI?

Using the common 30% rule, renting a median-priced home takes about $92,440 a year in gross income.

Is Kapolei, HI expensive to live in?

Rent there is 64% higher than the U.S. median, and the median home costs about 5.8 times the median household income.

Other cities in Hawaii

Urban Honolulu, HIRent $1,823 · Income $86,504East Honolulu, HIRent $3,313 · Income $159,518Hilo, HIRent $1,427 · Income $81,779Pearl City, HIRent $2,316 · Income $118,112Waipahu, HIRent $1,658 · Income $103,895Kailua CDP (Honolulu County), HIRent $3,093 · Income $148,582

Cities with a similar cost of living

Apollo Beach, FLRent $2,293 · Income $127,617Rockville, MDRent $2,274 · Income $128,649Medford, NYRent $2,353 · Income $128,192South Pasadena, CARent $2,284 · Income $127,175Altadena, CARent $2,355 · Income $128,720Odenton, MDRent $2,257 · Income $128,441

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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