Counties › Kentucky

Cost of Living in Oldham County, KY

Population 69,257 · Census ACS 2020–2024 5-year estimates

Median rent$1,219
Median home value$393,100
Median household income$122,497

The median rent in Oldham County, KY is $1,219/month, 26% higher than the Kentucky median and 14% lower than the U.S. median. The median home value is $393,100, 18% higher than the national median. Households earn a median of $122,497 a year, 92% higher than the state median.

Affordability

Rent as a share of median income: 11.9%
Income needed for median rent (30% rule): $48,760/yr
Home price-to-income ratio: 3.2×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,988/mo

Run your own numbers: mortgage calculator · hourly to salary

Oldham County vs. Kentucky vs. U.S.

Oldham CountyKentuckyU.S.
Median rent$1,219$967$1,413
Median home value$393,100$205,600$332,700
Median household income$122,497$63,726$80,734
Homeownership rate87.1%68.3%65.2%
Bachelor's degree or higher46.4%27.6%35.7%
Poverty rate4.3%16.1%12.5%
Unemployment rate3.5%4.9%5.2%
Work from home18.7%10.2%15.1%
Median age39.939.138.9

FAQ

What is the average rent in Oldham County, KY?

The median gross rent in Oldham County, KY is $1,219 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Oldham County, KY?

Using the common 30% rule, renting a median-priced home takes about $48,760 a year in gross income.

Is Oldham County, KY expensive to live in?

Rent there is 14% lower than the U.S. median, and the median home costs about 3.2 times the median household income.

Other counties in Kentucky

Jefferson County, KYRent $1,149 · Income $69,866Fayette County, KYRent $1,164 · Income $69,479Kenton County, KYRent $1,069 · Income $80,548Warren County, KYRent $1,002 · Income $65,794Boone County, KYRent $1,373 · Income $99,414Hardin County, KYRent $971 · Income $67,647

Counties with a similar cost of living

Dukes County, MARent $1,277 · Income $125,786Union County, OHRent $1,247 · Income $112,322Powhatan County, VARent $1,168 · Income $110,537Tooele County, UTRent $1,189 · Income $106,587Elbert County, CORent $1,311 · Income $132,685Clarke County, VARent $1,371 · Income $117,111

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.