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Cost of Living in Saratoga County, NY

Population 238,284 · Census ACS 2020–2024 5-year estimates

Median rent$1,394
Median home value$348,600
Median household income$100,787

The median rent in Saratoga County, NY is $1,394/month, 14% lower than the New York median and about the same as the U.S. median. The median home value is $348,600, 5% higher than the national median. Households earn a median of $100,787 a year, 17% higher than the state median.

Affordability

Rent as a share of median income: 16.6%
Income needed for median rent (30% rule): $55,760/yr
Home price-to-income ratio: 3.5×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,763/mo

Run your own numbers: mortgage calculator · hourly to salary

Saratoga County vs. New York vs. U.S.

Saratoga CountyNew YorkU.S.
Median rent$1,394$1,621$1,413
Median home value$348,600$423,800$332,700
Median household income$100,787$85,974$80,734
Homeownership rate72.3%54.3%65.2%
Bachelor's degree or higher45.4%40.2%35.7%
Poverty rate7.1%14.0%12.5%
Unemployment rate3.3%6.4%5.2%
Work from home17.3%14.9%15.1%
Median age43.639.838.9

FAQ

What is the average rent in Saratoga County, NY?

The median gross rent in Saratoga County, NY is $1,394 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Saratoga County, NY?

Using the common 30% rule, renting a median-priced home takes about $55,760 a year in gross income.

Is Saratoga County, NY expensive to live in?

Rent there is about the same as the U.S. median, and the median home costs about 3.5 times the median household income.

Other counties in New York

Kings County, NYRent $1,833 · Income $80,263Queens County, NYRent $1,956 · Income $86,136New York County, NYRent $2,197 · Income $103,931Suffolk County, NYRent $2,255 · Income $130,686Bronx County, NYRent $1,458 · Income $48,676Nassau County, NYRent $2,252 · Income $146,202

Counties with a similar cost of living

Warren County, NJRent $1,409 · Income $100,869Culpeper County, VARent $1,423 · Income $100,049Boone County, KYRent $1,373 · Income $99,414Shelby County, ALRent $1,401 · Income $97,961Hendricks County, INRent $1,436 · Income $101,144Oakland County, MIRent $1,376 · Income $97,760

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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