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Cost of Living in Oak Harbor, WA

Population 24,362 · Census ACS 2020–2024 5-year estimates

Median rent$1,645
Median home value$461,200
Median household income$76,084

The median rent in Oak Harbor, WA is $1,645/month, 7% lower than the Washington median and 16% higher than the U.S. median. The median home value is $461,200, 39% higher than the national median. Households earn a median of $76,084 a year, 22% lower than the state median.

Affordability

Rent as a share of median income: 25.9%
Income needed for median rent (30% rule): $65,800/yr
Home price-to-income ratio: 6.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,332/mo

Run your own numbers: mortgage calculator · hourly to salary

Oak Harbor vs. Washington vs. U.S.

Oak HarborWashingtonU.S.
Median rent$1,645$1,760$1,413
Median home value$461,200$564,600$332,700
Median household income$76,084$98,141$80,734
Homeownership rate46.7%63.8%65.2%
Bachelor's degree or higher28.9%39.6%35.7%
Poverty rate8.3%9.9%12.5%
Unemployment rate5.4%5.1%5.2%
Work from home5.7%19.8%15.1%
Median age31.538.338.9

FAQ

What is the average rent in Oak Harbor, WA?

The median gross rent in Oak Harbor, WA is $1,645 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Oak Harbor, WA?

Using the common 30% rule, renting a median-priced home takes about $65,800 a year in gross income.

Is Oak Harbor, WA expensive to live in?

Rent there is 16% higher than the U.S. median, and the median home costs about 6.1 times the median household income.

Other cities in Washington

Seattle, WARent $2,030 · Income $123,860Spokane, WARent $1,215 · Income $70,064Tacoma, WARent $1,676 · Income $85,884Vancouver, WARent $1,702 · Income $81,338Bellevue, WARent $2,572 · Income $165,576Kent, WARent $1,909 · Income $92,302

Cities with a similar cost of living

Garland, TXRent $1,641 · Income $76,320Duncanville, TXRent $1,630 · Income $76,457Newark, DERent $1,654 · Income $76,912Lynwood, CARent $1,652 · Income $74,844St. Petersburg, FLRent $1,663 · Income $75,192Highland, CARent $1,629 · Income $77,120

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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