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Cost of Living in Clay County, MO

Population 258,122 · Census ACS 2020–2024 5-year estimates

Median rent$1,243
Median home value$275,600
Median household income$88,468

The median rent in Clay County, MO is $1,243/month, 20% higher than the Missouri median and 12% lower than the U.S. median. The median home value is $275,600, 17% lower than the national median. Households earn a median of $88,468 a year, 25% higher than the state median.

Affordability

Rent as a share of median income: 16.9%
Income needed for median rent (30% rule): $49,720/yr
Home price-to-income ratio: 3.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,394/mo

Run your own numbers: mortgage calculator · hourly to salary

Clay County vs. Missouri vs. U.S.

Clay CountyMissouriU.S.
Median rent$1,243$1,033$1,413
Median home value$275,600$230,300$332,700
Median household income$88,468$70,702$80,734
Homeownership rate69.5%68.1%65.2%
Bachelor's degree or higher36.5%32.4%35.7%
Poverty rate8.5%12.6%12.5%
Unemployment rate3.8%4.0%5.2%
Work from home15.9%13.0%15.1%
Median age37.939.038.9

FAQ

What is the average rent in Clay County, MO?

The median gross rent in Clay County, MO is $1,243 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in Clay County, MO?

Using the common 30% rule, renting a median-priced home takes about $49,720 a year in gross income.

Is Clay County, MO expensive to live in?

Rent there is 12% lower than the U.S. median, and the median home costs about 3.1 times the median household income.

Other counties in Missouri

St. Louis County, MORent $1,209 · Income $82,936Jackson County, MORent $1,197 · Income $68,577St. Charles County, MORent $1,370 · Income $104,692Greene County, MORent $989 · Income $61,479St. Louis city, MORent $997 · Income $56,160Jefferson County, MORent $979 · Income $82,851

Counties with a similar cost of living

Cumberland County, PARent $1,249 · Income $87,494Porter County, INRent $1,219 · Income $87,972Rensselaer County, NYRent $1,217 · Income $87,915Leavenworth County, KSRent $1,219 · Income $89,218Bristol County, MARent $1,245 · Income $85,625Isanti County, MNRent $1,273 · Income $87,440

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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