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Cost of Living in St. Charles County, MO

Population 414,535 · Census ACS 2020–2024 5-year estimates

Median rent$1,370
Median home value$320,800
Median household income$104,692

The median rent in St. Charles County, MO is $1,370/month, 33% higher than the Missouri median and 3% lower than the U.S. median. The median home value is $320,800, 4% lower than the national median. Households earn a median of $104,692 a year, 48% higher than the state median.

Affordability

Rent as a share of median income: 15.7%
Income needed for median rent (30% rule): $54,800/yr
Home price-to-income ratio: 3.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $1,622/mo

Run your own numbers: mortgage calculator · hourly to salary

St. Charles County vs. Missouri vs. U.S.

St. Charles CountyMissouriU.S.
Median rent$1,370$1,033$1,413
Median home value$320,800$230,300$332,700
Median household income$104,692$70,702$80,734
Homeownership rate80.5%68.1%65.2%
Bachelor's degree or higher42.7%32.4%35.7%
Poverty rate5.2%12.6%12.5%
Unemployment rate2.9%4.0%5.2%
Work from home18.0%13.0%15.1%
Median age39.839.038.9

FAQ

What is the average rent in St. Charles County, MO?

The median gross rent in St. Charles County, MO is $1,370 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in St. Charles County, MO?

Using the common 30% rule, renting a median-priced home takes about $54,800 a year in gross income.

Is St. Charles County, MO expensive to live in?

Rent there is 3% lower than the U.S. median, and the median home costs about 3.1 times the median household income.

Other counties in Missouri

St. Louis County, MORent $1,209 · Income $82,936Jackson County, MORent $1,197 · Income $68,577Greene County, MORent $989 · Income $61,479St. Louis city, MORent $997 · Income $56,160Clay County, MORent $1,243 · Income $88,468Jefferson County, MORent $979 · Income $82,851

Counties with a similar cost of living

Waukesha County, WIRent $1,356 · Income $106,076McHenry County, ILRent $1,401 · Income $104,802Sarpy County, NERent $1,334 · Income $103,321Washington County, RIRent $1,327 · Income $106,638Boone County, KYRent $1,373 · Income $99,414Saratoga County, NYRent $1,394 · Income $100,787

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

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