Counties › Virginia

Cost of Living in James City County, VA

Population 81,013 · Census ACS 2020–2024 5-year estimates

Median rent$1,552
Median home value$447,200
Median household income$109,985

The median rent in James City County, VA is $1,552/month, about the same as the Virginia median and 10% higher than the U.S. median. The median home value is $447,200, 34% higher than the national median. Households earn a median of $109,985 a year, 18% higher than the state median.

Affordability

Rent as a share of median income: 16.9%
Income needed for median rent (30% rule): $62,080/yr
Home price-to-income ratio: 4.1×
Est. mortgage on the median home (20% down, 6.5% for 30 yrs, principal + interest): $2,261/mo

Run your own numbers: mortgage calculator · hourly to salary

James City County vs. Virginia vs. U.S.

James City CountyVirginiaU.S.
Median rent$1,552$1,579$1,413
Median home value$447,200$383,700$332,700
Median household income$109,985$93,170$80,734
Homeownership rate76.7%67.3%65.2%
Bachelor's degree or higher51.0%42.2%35.7%
Poverty rate6.8%9.9%12.5%
Unemployment rate2.7%4.3%5.2%
Work from home17.4%18.3%15.1%
Median age47.139.038.9

FAQ

What is the average rent in James City County, VA?

The median gross rent in James City County, VA is $1,552 per month (ACS 2020–2024 5-year estimate).

How much do I need to earn to live in James City County, VA?

Using the common 30% rule, renting a median-priced home takes about $62,080 a year in gross income.

Is James City County, VA expensive to live in?

Rent there is 10% higher than the U.S. median, and the median home costs about 4.1 times the median household income.

Other counties in Virginia

Fairfax County, VARent $2,276 · Income $153,637Prince William County, VARent $2,067 · Income $131,402Virginia Beach city, VARent $1,714 · Income $92,968Loudoun County, VARent $2,386 · Income $181,765Chesterfield County, VARent $1,629 · Income $101,931Henrico County, VARent $1,541 · Income $88,783

Counties with a similar cost of living

Dakota County, MNRent $1,548 · Income $106,318Chambers County, TXRent $1,609 · Income $109,804Harford County, MDRent $1,586 · Income $112,265Lake County, ILRent $1,477 · Income $110,416Davis County, UTRent $1,621 · Income $110,884Bristol County, RIRent $1,528 · Income $114,490

Source: U.S. Census Bureau, American Community Survey 5-year estimates. Estimates have margins of error, especially for smaller places. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Explore more

Wix Alternatives for Small Businesses & Freelancers (2026)Best Web Hosting for First-Time Site Owners (2026)Mortgage Payment CalculatorDiscount CalculatorPlay: Tide Pool PopPlay: Orbit Dodge
Get the best finds weekly

New tools, top deals and new pages — one short email a week. No spam.